James and Karen Hayman
James Hayman, senior vice president of CFC Insurance Services, specializes in structuring layered property programs for large real estate, hospitality, and retail operations. He and his wife Karen are both 1972 graduates of Northern Illinois University.James has more than 35 years of experience in the insurance industry. Prior to working at CRC, James was a vice president at Arthur J. Gallagher in the National Risk Management Division specializing in self-insured programs for diocesan and governmental entities. James also worked six years at Allstate Reinsurance in underwriting of property facultative reinsurance. James has an Associate in Risk Management (ARM) designation.Karen Hayman, an elementary education teacher, devotes her time to substitute teaching. Her passion for teaching began at the age of five when she decided she wanted to be a teacher. Unwavering from her dream, Karen achieved her goal in 1972. After six years of teaching kindergarten and first grades, Karen focused on raising their three children. Years later she returned to teaching and now her friends joke that she will be substitute teaching until she is 100 years old.James graduated with a degree in finance, and Karen graduated with a degree in elementary education. They met at NIU and two of their children are proud NIU graduates. A German native, Karen became a U.S. citizen in order to receive a scholarship to attend NIU. Her oldest daughter, Melissa, also received scholarships. Both James and Karen felt compelled to give back to the programs that contributed to their professional achievements. Therefore, when it was time to do something financially, creating scholarships at NIU was a natural decision.